Affordability Calculator
Determine how much house you can afford based on your income and expenses
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Income & Expenses
Enter your financial information to calculate affordability
20% (Conservative)28%35% (Aggressive)
Loan Parameters
Adjust loan terms and costs
Tips & Insights
Lenders typically prefer a front-end ratio below 28% and back-end ratio below 36%.
Consider saving 3-6 months of expenses as an emergency fund before buying.
Factor in maintenance costs (1-3% of home value annually) when budgeting.
Getting pre-approved helps you understand your actual borrowing capacity.
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